Once your offer is accepted, you start hearing three words constantly: Escrow. Title. Closing. They can sound like different names for the same thing. They’re not. Each one plays a different role in getting you from an accepted offer to actually owning the home, and understanding who does what can make the whole transaction feel […]

When you’re buying a home, negotiating the price can feel like the obvious place to start. But here’s something buyers don’t always realize: getting $10,000 off the purchase price isn’t necessarily the same as getting $10,000 in seller concessions. Depending on your loan, your cash available for closing, how long you plan to own the […]

If you already own a home and you’re thinking about moving up, you may have found yourself asking: How am I supposed to buy my next home when so much of my money is tied up in the one I already own? This is one of the biggest challenges move-up buyers face in San Jose […]

If you’ve looked for homeowners insurance in California recently, you’ve probably noticed it’s become much more difficult—and much more expensive—to get coverage. Many buyers are surprised to learn that the biggest challenge isn’t just higher premiums. In some parts of the state, it’s finding an insurance company that’s willing to write a new policy at […]